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What Is Financial Inclusion?

More than two billion adults world-wide don’t have bank accounts. Financial inclusion, or the delivery of mainstream financial services at affordable costs, is a step toward fixing this. Photo: Getty
News - Resources

Mobile Banking for the Unbanked – HBS

Published: June 13, 2011 Author: Carmen Nobel Executive Summary: A billion people in developing countries have no need for a savings account–but they do need a financial service that banks compete to provide. The new HBS case Mobile Banking for the Unbanked, written by professor Kash Rangan, is a lesson in understanding the real need …
Resources - Video

Microfinance Innovation In Africa

Roger Voorhies, ex_CEO for Opportunity International Bank of Malawi, speaks about the success and growth of OIBM, one of the leading MFIs in Africa. He concisely addresses the innovations they made in the field, using customer-centric models for product development to impact the client best. . Part 1. Part 2 .
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Microfinace Beats Blue Chips

Editor’s Note: Garrett Wyse co-authored a feature story in the December issue of Microfinance Focus Magazine titled: Microfinance & Philanthropy, the New Realities. The author’s (Garrett Wyse and Jerome Peloquin) predicted that, as a result of the financial crisis, an investment in a developing country would be more secure and more profitable than a traditional …
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Reframing the Poverty Problem

Marketing can help address social ills Based on the Research of Bobby J. Calder , Richard Kolsky And Maria Flores Letelier With billions of people living at the bottom of the income pyramid, some on less than $2.50 a day, the problem of poverty is as widespread as it is pressing. There are nearly as …
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Money For Good: $120 Billion Impact Investing Market Opportunity

By Hope Neighbor On Friday, I talked about principles to guide efforts to improve the quality of charitable giving. Today, I’ll talk about another opportunity to achieve social impact – by addressing the $120 billion market opportunity for impact investments for individuals. Today, these dollars are “hiding in plain sight,” in individuals’ investment accounts. In …
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Impact Investing

Impact Investing . Capitalism is tackling the world’s biggest social and environmental problems-and giving investors a new way to do well by doing good. . By Ron Cordes May 1, 2010 . Pretend it’s 2007 again, and you must choose between two investment opportunities. One is a pool of U.S.-based mortgage-backed securities packaged by a …
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Investing into Microfinance Investment Funds

Investing into Microfinance Investment Funds . This paper aims to measure the performance of microfinance investment vehicles (MIVs) in terms of risk and returns to investors. The study included 11 MIVs (in the form of mutual funds) and their sub-funds that publish data monthly. The authors describe the funds as “commercial MIVs that focus mainly …
Resources - Video

Richard Rosenberg on the Compartamos Controversy

Richard Rosenberg, consultant to CGAP, speaks about the spectacular success and controversy around the IPO of Compartamos, one of the leading MFIs in Latin America. He concisely addresses the core issues of their transformation from a NGO to a for-profit and the impact of the IPO.  Upon a thorough review of the facts and reflection, …
Blog - Resources

The rich get richer, the poor get richer, the New York Times gets outraged

A great article below in response to the NYT article from last week. One thing not mentioned is that not-for-profit MFIs charge similar, if not higher, rates of interest as do for-profits. Thus, the “complaints” lobbied against the for-profits should be brought against the not-for-profits, if not more so. However, all players are significantly better …